Scalp Micropigmentation Payment Plans

Yes. We have teamed up with our finance partner, ZipMoney, to offer payment plans on SMP treatments, including six months of interest-free finance. The aim is to make treatment accessible without asking you to fund the whole course in one go. To discuss the options, call our team on 1300 668 490 or raise it during your free consultation.

It means that for the promotional period, six months in our case, you repay the amount financed without interest being charged on the balance. You make regular repayments over that window rather than paying the full amount up front. As with any credit product, terms, fees and conditions apply and are set by the finance provider, so read their documentation carefully before you commit.

ZipMoney is our external finance partner, a third-party credit provider. Foli Sim does not lend money or assess applications; we agree your treatment plan and quote, and ZipMoney handles the credit application, approval and repayments directly with you under their own terms. Their assessment, conditions and any fees are theirs, so any questions about your account or repayments go to them.

The plan we offer through ZipMoney provides six months of interest-free finance on your SMP treatment. What happens after that promotional window, including how any remaining balance is treated, is governed by the provider's terms rather than ours, so check their conditions before applying. Our team can point you to the right information and answer questions about how it applies to your treatment plan.

Eligibility is decided by the finance provider, not by us. Credit providers in Australia typically require applicants to be over 18, an Australian citizen or permanent resident, and to pass a credit and affordability assessment. Approval is never guaranteed. If an application is not approved, your treatment plan and quote remain valid and you are welcome to pay by other means instead.

The application is made directly with ZipMoney, and our team can walk you through the process once your treatment plan and quote are agreed. You apply with the provider, they assess it, and if approved you can use the facility towards your SMP treatment. We do not handle your financial details ourselves. Contact us on 1300 668 490 and we will explain the next steps for your situation.

Most clients need two to four sessions over several weeks, and a payment plan is designed to spread the cost of that whole course rather than tying payments to individual visits. How your repayments are scheduled is set by the finance provider's terms. Your treatment schedule is arranged separately with your artist so that healing time between sessions is respected, regardless of how you are paying.

Booking terms are confirmed during your consultation once your treatment plan is agreed, and your artist will tell you exactly what is required to secure your dates before you commit to anything. Consultations themselves are always free and carry no obligation, whether you attend in person, by phone or by video. If you have questions about booking terms beforehand, call us on 1300 668 490.

Applying for a credit product generally involves an assessment by the provider, and providers commonly record enquiries and account conduct with credit reporting bodies. Exactly what is recorded is determined by ZipMoney's terms and Australian credit reporting rules, not by us. We are not able to give you financial advice, so we would encourage you to read their disclosure documents and, if you are unsure, speak to an independent adviser.

Of course. A payment plan is an option, not a requirement, and many clients simply pay directly. Your artist will confirm the accepted payment methods when your treatment plan is agreed. Choosing not to use finance makes no difference to how your treatment is planned, how many sessions you receive or the 12-month quality guarantee that applies from the completion of your 3rd session.

Your quote is based on the work your scalp requires: the coverage area, the stage of your hair loss, any scarring and the number of sessions involved. How you choose to pay is a separate decision made after that assessment. Any fees or charges associated with a finance facility are set by the provider and disclosed by them, so review their terms alongside the treatment plan we give you.

After. Until your scalp has been assessed there is no quote to finance, so the sensible order is to book a free consultation first, agree your treatment plan and total, and then decide how you would like to pay. Consultations are free and available in person at our Perth, Sydney and Melbourne studios or by phone or video from home. Call 1300 668 490 or send us a message and we will respond within 24 hours.